I'm finally at the point where I feel it's necessary to simply jump in the deep end and go for it.  

Hi All,Finally found a deal in my farm area that fits numbers for buy, rehab, rent, refinance.  

I finally have my first property under contract (Yay!).

I've been hearing how awesome this community is for a few months now and finally decided to check it out.

Finally we think we will decide to go with prosper.com, they will charge 5% points in the loan instead of upfront, but it took us a long time to talk to their supervisor to figure out  their amortization schedule. we thought they have fixed interest rate, but it is a simple interest loan.

I have lived in the Baltimore area for a year and 1/2 and after finally "dropping some roots" in the Baltimore area, I am eager take the plunge into real estate investing in my adopted new home.After saving up some investment capital, I am finally in a position to start prospecting and seeking lending opportunities.  

I finally feel like I have momentum and want to keep it up by adding another rental this year and at least two next year.

Finally, I'll throw this out there for those thinking of jumping on the "Refi again!!"

Price should include empytying the septic tank (if applicable) and collapse/abandonment of the tank (a legal requirement).Have them cure any permit defects/violations at no additional cost prior to them receiving final payment.

"Im buying this house", you should be fine.Make sure you keep in mind that if you buy directly without RE agent it saves them money (which hopefully you can split off yhe final costs).Good luck and let us know how it goes!