- Because, if it's NOT worth lots more than half a million, then it is not a "deal" at $500k, and therefore ANY lender would likely be wise to steer away from shelling out 80% of the asking price to a probable shopaholic. 

The point I believe you missed is that if a half million is the price of a starter home (read bottom of the market) than many young buyers cannot afford the added cost of the green component you are talking about above.  

You could literally do hundreds of transactions in sequence by recycling the same dollars and pay the set-up costs only once.The securities option is a bit cumbersome in the beginning and requires some annual upkeep, but it is this option combined with the borrowing option that allowed me to grow my business from zero to over $30 million in assets under management. 

(2) SHST CeilingBesides the $1 million dollar building limit, there is a $10000 or 2% of the basis whichever is less ceiling. 

We have 1031 investors that have moved from SF to MF to NNN commercial, to land leases or industrial   and back again throughout their careers saving millions in tax dollars and providing incredible leverage to their investing careers. 

Much better to aim for the folks who can borrow a million bucks instead of the ones who fight to borrow $200K.2.  

I bought my first home in Milpitas in 77   then Palo alto in 82  and another in Palo alto then moved to Silverado and finally sold all and came to Orygun.. over those 25 years and just moving up in personal residences I pocket right at 2 million tax free... and that's just personal resi..

After lending over $200 million this way and selling those loans as mortgage notes, this is what I've found is the happy medium for borrower and investor.

Thanks A Million Dmitriy

I have a few million in liability insurance.