This week (jobs week), markets have been volatile.Negative news (tending to make bond prices fall; bond yields and mortgage rates rise):A stronger than expected employment report from ADP, including an apparent reacceleration in wage growth for job changers.Commentary from Fed members Raphael Bostic, Loretta Mester, and Neel Kashkari suggesting that there was “no rush” to cut rates unless unemployment rates began to spike.Positive news (tending to make bond prices rise; bond yields and mortgage rates fall):Fed Chairman Jerome Powell saying that — despite the recent “bump” in inflation — rate cuts were still likely this year.Weekly jobless claims came out at 221,000 for the week ending March 30, a bit higher than expectations.As always, everything could change today (Friday) with the release of the BLS jobs report for February.

There are many topics that you should study that are not included in most books.

Hi Kenneth, I work with a few spec builders on the lending side in Charlotte, NC and am always keeping an eye out for off market deals, including land.

It's now produces about $450/mo in cash flow after all expenses, not including debt paydown.

Some that I have found seem to do it all including locate properties, generate leads, and some just run the numbers and generate reports.So far I have looked at these:Sure, here are the links to the mentioned real estate investment analysis software:DealCheck: DealCheck is a comprehensive real estate analysis software that allows investors to analyze properties, estimate rental income, calculate cash flow, and evaluate potential returns.

I would assume picking these neighborhoods is a factor of knowing your market like the back of your hand, but that then begs the question, which market?

Hi Chris Seveney, I just built a 2 unit in san diego and I was thinking about going solar on those unit's, but I don't know how the billing process works, the tenant pays the bill, or it's better to include it in the rentthank you 

This ultimately factors into your reserve assessment and your deductible selection.

@Manny Martinez FHA monthly mortgage insurance is typically 0.85% of the loan amount, so you are effectively already paying the rate you were quoted, $200 per month on an $80,000 loan amount would be about the equivalent of a 3% interest only loan, now factor in the difficulty in finding a 2nd mortgage in todays rate environment that low and assuming the refi rate you are talking about is a fixed rate, your $200 extra per month is paying down the balance of the $80k further reducing the effective rate you are paying on the $80k, all while paying about the same effective rate on your existing balance when you combine your rate and MMI... seems like it is a good move to me or at least better than finding a 2nd mortgage.

As your income grows, consider expanding your portfolio further to include other asset classes or real estate markets.Maximize Retirement Accounts: If you haven't already, consider contributing to retirement accounts like a 401(k) or IRA.