My grandparents were first generation Americans who were just starting their lives as young adults when the Depression hit - my grandfather spoke broken English and better Italian than English, and had a 5th grade education.

continue to reach out to more banks until you find the right one for you.

Did the tenant continue to report problems?

Personally I would not change anything and generally stay away from paint on wood so as not to have to continually do repainting.

Mine calculates everything including retirement, education funding planning, life insurance need and many more. 

This allows me to use that money to continue to invest in more rentals and refi again (Buy, Rehab, Rent, Refinance, Repeat...

Landlord has been accepting $2k instead of the agreed $4k since 1.5 years and now all of the sudden he is asking us to pay back rent to continue the lease.

Ultimately she wants to be able to continue cash flow while she's alive and provide a lump sum for her college granddaughter which a portion would go to the sell.I appreciate your point of view.

I appreciate you taking the time to educate me, and I'm sure many others. 

If they don't exercise their option, the lease continues as normal until the end of the 24 month term.3.