I have the same issue as I live on a sand hill and when it leaks I may not even see it for months because the sand soaks it up a foot below the surface.

My wife is the same way and we are weeks away from having our first child.

If so, then don't touch it with a ten foot pole. 

You claim the rebar was sticking up 4 inches and yet you still hit it, which means that you drove over something that was almost a foot out of the ground since those parking barriers are 4-6 inches tall by themselves.

so i have done my research regarding the websites of companies who are involved in mortgages and i have visited these companies careers section of there website, now as i was looking at the jobs there were available for each company that was and still is involved in the mortgage buisness and majority of jobs have the targeted audience of those with prior experience in the mortgage industry meaning the indivisuals who are applying "already have already been employed at another mortgage company and are now going to another mortgage company for what ever reason(s) but for those who are like myself i am just trying to get my foot in the door so that i may apply and mind you that a lot of mortgage companies don't require degree's although some mortgage companies prefer degree's to those already having been employed and very few companies require a degree, also Do mortgage companies provide finance verb for new indivisuals seeking employment when those indivisuals have no prior work experience in the mortgage industry meaning the company will pay for your nmls liscensing and your finra certificates and any other liscensure or registeration fee's in exchange for being employed at there mortgage company in any job for x amount of time rather that is part time,full time, on call, remote desk job, sales job, contractor, etc..

I live in DC and my primary residence is in an A+ neighborhood, so the cash flow will not be as great once I move out and start renting it, but i will benefit from long term appreciation, which I view as something to cash out for say a child's college education fund, or supplementing retirement.

Start a spreadsheet and start to inputting all square footage and rents into sheet and calculate rent per square foot.

Recent sales in the are average 110-115 square foot.

You don't want to shoot yourself in the foot by over-leveraging or over extending yourself.

The comparables for this home down to the same square foot, lot size, rooms, baths, area, etc. are ranging from 90K-130K.