What would be a persons options, who has a bad credit score yet wants to invest in a Home Owner Occupied property ie. something with 4-6 or 8 units?

I am trying to become an investor and plan to flip as necessary to acquire buy and hold rentals.

I have a property that I’ve recently acquired.

The arrangement was going to be; I find, fund, and acquire the property and person D does all of the work on the repair.

My aim is to acquire a STR by the end of the year, with another one to follow in 2021. 

All we can do is know what the moratorium doesn't include and capitalize on those remedies.  

I've been looking into maximizing performance and one scenario is the idea of building or acquiring a quadplex to take advantage of lower down payments / lower interest rates of a residential mortgage but then layering this with a max value rent by the room strategy.In many places it seems you can have 6-8 unrelated individuals in a home.Is anybody maximizing these joint strategies by building out a quadplex with 6-8 bedrooms per home and then renting out per room?

Some numbers on the deal:Purchase price: $380,000Expected monthly income: $2,500Expected expenses: $2,285Cash flow (after all expenses): $215CoC ROI: 16%I plan to self-manage the property until I acquire more properties in the area. 

I currently acquired a triplex in Millbury last December and I'm always looking for more properties to add to my portfolio and increasing my network.

Something we often encounter in newly acquired houses is switches and outlets that don't work or missing/broken switch and receptacle cover plates.