I am achieving the 1.5 DSCR through a higher downpayment so that getting approved is less of a hassle. 

You should consider visiting the forum that talks in detail how you can purchase real estate ,notes and have tax free cash flow in a Solo 401k or IRA.There are thousands of investors leasing their RE held by their retirement plan to property managers while achieving 10-12 % returns and 15%+ returns with some leverage.

right now it is at 4.375%.Since home prices and interest rates are near perfectly and inversely related, it stands to reason that a good time to buy would be a few months after the Fed has achieved its target rate and sellers have experienced a Thanos-snap dusting of buyers.  

I think at the end of the research towards better terms and rates, a typical broker can achieve the same or similar but by juggling elements such as charging points and adjusting lender fees and underwriting fees and rates.  

The question would be, are there others you can go ahead and connect with to achieve the same objective today and MLS leads begin appearing for you.Hope that helps.Ken

I am seeking advice and resources to deconstruct and achieve my goals.

Trying to make sure I understand how you achieve a good return in this type of investment.

I have to think you're going to achieve your goals one way or another.

So I bought the place, and found AirDNA.co and saw that I could achieve higher than that $62, because a few other lesser houses are in the $130 range. 

Are those properties helping you achieve any of your goals?