Thank you Chance!

There is a chance that her capital gains tax exposure on a cash sale could be minimal or even zero.

Midwest markets are typically a lower price point with a greater chance of positive cashflow.

Like a single-family starter home, condos are an excellent first step into homeownership, giving buyers a chance to obtain a mortgage and become homeowners at a lower cost and with less responsibility than a single family home purchase.

I'm now much more willing to take chances and enjoy the moments instead of worrying so much...and let me tell you IT'S AMAZING! 

I think that has a better chance of working for you than waiting on a check from the government. 

And the year and a half the mortgage was being paid down plus the 5% initial down payment or is there a slim chance of getting that loan to value to refinance using this method?

Real estate is a numbers game, the more people you talk to the better your chances of talking with someone who is motivated to sell.

It will give you the chance to gain some wisdom from them and get in the game.

I realize there are probably 100,000 discussions on here right now about these same topics, but I'm asking again because A) (knock on wood) we haven't lost a single rent, and B) we have a chance at a 2.4% rule expansion on 4 more units out of the blue.