Of course, if you're a veteran, you can get a 0% downpayment VA loan and I believe there are some other loans that allow for this as well. 

Check the covenants many do not allow you to buy in if under 55, do not allow rentals, etc. 

The cost to own a home plummets to allow the middle class to own a home.

In Colorado Springs, non-owner occupied STRs are only allowed in properties zoned R2 orbsome other multi-unit zoning and are also 500' away from another non-owner occupied short-term rental.

I had a good paying position with a EV company that allowed me to build a good amount of reserves for investing.

New jersey allows rent control, If rent control is in place there may be a max you can raise. 

@Brian KemplerWell if you do not send a borrower CFPB compliant statements and they do not pay you are not allowed to collect interest, late fees etc…That’s kind of a big deal, atleast for me it is.

I literally was not allowed to view a duplex without a BA.

I had received a small windfall that allowed me to purchase the property.

You can also keep everyone on a month-to-month rental agreement, allowing you to remove anyone with a 30-day notice.