I think everyone was targeted, but nationally speaking, it was the government that used it's power to push loans on people and specifically minorities. 

If you use the Land Trust, your conversations with the lender should be along the lines of "Hello, my name is @Rich Hupper , and I have a Power of Attorney/3rd Party Authorization/Im the trustee for matters associated with Mr Seller's property at 123 Main st."

To rewire the whole building to modern codes and upgrade the power supply to 200amps would cost 15k.

I think that to bridge that gap would be a powerful combination, as you have described with your Father-in-law.  

I don't want any part on that.http://realtormag.realtor.org/law-and-ethics/law/a...I think the right thing to do is to split the commission, but who am I to tell a buyer's agent what to do with their money?

I even told her to do whatever she could in her power to get the money and pay it off, to keep her home.

All units are on their own power, but use oil for heat.

I went to a seminar where one of the presenters advised that individuals in my predicament should try to build a Power Team and set up Wholesale deals for quick cash.However, I am having an issue with the trainers and their law firm over a misplaced payment that I gave them for the registration of a structured LLC in Utah.It is really frustrating. 

I've had some HF losers (hand power planer, dremel) but mostly I've been satisfied.

I'm surprised your seller has been able to withhold that for so long.They don't have ground to stand on if it's in your purchase agreement, so you have all the power here.