Since it was over 12 months with my HML, I ended up taking the property under my name with a 30-year conventional loan.

Maintenance and potential repairs will also require a long-term financial plan and setting aside a contingency fund for such expenses.The steady cash flow, appreciation over time, and tax benefits can make a meaningful difference to your wealth in the long term, especially with the principal paydown on the mortgage.However, if managing the property from a distance feels too burdensome, or if you’d prefer the certainty and flexibility that comes with having less debt (especially given the high mortgage rates), selling and using the $100,000 in equity to reduce your loan for your next home may be the smarter move.

If you’re financing, you may need a construction loan or some creative structuring to get this across the finish line.4️⃣ Vacancy Timing – Since you’re using BRRRR, minimizing holding costs is key.

Since agency loans don't allow you to put the loan in an LLC, ask your wife this. 

You can buy a rental house, put $60,000 down and you will have to get a non-recourse loan for the rest of the mortgage.

I locked a DSCR loan yesterday at 6.385%, 75% LTV.  

Hard money loan that covered 100% of rehab and 90% of purchase.

DSCR loans are not that low and regular hard money loans will be in the double digits.

Buy and holds is the key to true wealth with all the benefits of depreciation, appreciation, loan pay down by your tenants, leveraging the equity, cash-flow etc etc, but it often times isn't the active income that pays the bills until you build up a portfolio and even then there's the tenant management or managing your property managers.That's why I'm involved in all 3.

Someone else just told me a similar thing, to make sure that loans can be secured for the property.