I primarily want to verify identity and criminal history.Since I can't run an application on the company, I usually charge a higher deposit of double or triple the rent or I will ask them to pay first, last, and deposit.I also try to negotiate a cleaning fee and use my professional cleaner after vacating. 

The risk of leverage is also related to the asset in question, for example 90% finance with a positive cash flow on a building with a triple net lease to a AAA tenant with a lease term exceeding the mortgage term is very low risk.  

i am very interested in multi family homes mainly duplex and triple as a rental property. i do not really know how the market is on guam and not knowing where to get market information from. i would love to hear everyone tips, tricks, and expertise. 

Branch manager got her "told you so" moment, because wouldn't you know it: mortgage volume tripled by year's end. 

I know you said run but if this issue proves to be a non issue, this is a solid double or triple in the deal category 

Commercial leases can be "triple net" which means the tenant is responsible for all maintenance, taxes, and insurance!

Without leverage you are doing only marginally better than historic stock market return (and, in fact, way worse than returns for the past 10 years--stocks have about tripled). 

(Although the CA supreme court recently cracked down on a payday lender for charging “unconscionable” rates into the triple digits – could be a sign of things to come for HML’s).A CFL can only originate loans using their own money and they can only sell them to other CFLs.

Properties I'm looking at will triple my monthly cashflow, since you're already in the negative you could do much better than that by selling and buying elsewhere. 

I'd do double or triple coat with a strong poly.