'I am agonizing over finding qualified and unbiased counsel on planning'well, it's not going to be on a podcast =)i took a break from W2 world and one of my biggest struggles was health insurance. 

Unfortunately, in April of 2023 my aging parents' health went in a rough direction (father Alzheimer's/dementia, mom immobility) so I had to "move" back to Dallas, to care for them and also help them with their own bills.  

These higher rates need to stick around for longer, for the health of the market and the overall economy.

I view a lease like I view insurance - I don't have health insurance to solve a $2800 problem; I have it to solve a $280,000 problem.

Saving rate of 70% seems remarkable to me considering the level of income tax, social contributions and health insurance in the US. 

The ownership and use periods do not need to be consecutive.Exceptions to the Two-Year Rule:If you're selling due to a change in employment, health reasons, or other unforeseen circumstances, you may be eligible for a reduced exclusion.In cases of unforeseen circumstances, the IRS may prorate the exclusion based on the time you spent in the home.In your situation, if you sell the property before meeting the two-year ownership and use requirement, you may not qualify for the full exclusion.

If the buyer wants it bad enough, them to come back in a year when you're ready to move out.I will say this too. The

Not getting home certified means $200/ less rent per month and competion from the slum lords with mold and lead being untested invite future lawsuits. https://www.ourair.org/edu/indoor-air-quality-and-health/

People in these areas have a lot of mental health issues that require understanding and patience or your going to fail or atleast lose a lot of money

This growth contributes to the overall health of the real estate market, making it an attractive option for investors.Considering all the aforementioned points, Indianapolis stands out as a promising market for fixes & flips in 2024.