At the end of the day, there are a ton of local small banks that offer competitive HELOC products.

You should determine, are the returns strong enough to justify paying some UBIT, in comparison to investing in other investment products, such as what your IRA is investing in now. 

I would highly recommend you check out their products, especially the mini-property management kit.https://wilegalblank.com/colle...

I would also recommend buying paper goods/cleaning products from a WB Mason or something like that for the best savings.For mattresses, I use Lucid - they are so comfortable and affordable, they also get delivered in a compact box which makes it easy.Have some type of signage out front and make sure the numbers are easy to differentiate on the property, that way its is clear and straightforward for guests.

@Jesse Dominguez-Castelan you could get in touch with a local bank in that town and explain to them exactly what you just did here and ask them if they have a product that might help you accomplish both the buyout and the renovations.

The mom and pop investors well we know they tend to run with social media and how some looks as we have seen with some of the SM stars that have their projects in trouble. to me this is just going to go to judgement then Chapter 7 .

Go with the product that allows you to pull out as much cash as possible.

I would say the stars aligned for your deployment there.Also, I think that point is really important.

One thing I'd think about is that some of the retail products which do this seem to be useable in a 1031 exchange and some not, so I'd keep that in mind when selecting what to invest in, if 1031 exchange is part of your strategy.

Hi Jasmine,A DSCR cash out refinance sounds like the best product for this.You can vest in an LLC and most DSCR lenders do not report on your personal credit report!