If you are on good terms with your hard money lender, I do not see how they won't budge on this request. 

I think working with an insurance broker is a great way to go to derive the most competitive quote at no cost to you.I also think that you can increase your deductible up to say 5k as well as request your tenants carry renters insurance.

Since launching our website and Facebook group, the number of requests has skyrocketed.

. $5,000 was not an amount of money they readily had, and they requested I allow them a couple of months to gather the funds so their kids could have a Christmas.

@Sonia Arreguin we just had a resident pass away and we requested a certificate of death.

To my surprise, I can count on two hands how many times a seller/agent has actually called/emailed me to verify the POF.Often, one can obtain a letter from their bank stating the account holder's name, the date, current balance, etc... and that should be more than enough to meet anyone's requests. 

Or just have your renter pay without any official request or any invoices? 

Hi, if I have an existing contract with a voucher tenant and want to request a rent increase, what should I keep in mind that would cause the reasonableness rent to be lower? 

Request repair requests in written form even though they may mention in passing and you are next door just so you don't lose track of things.

Intro letter to tenants requesting updated contact information, maintenance problems, how to pay rent / contact our office etc.2.