Go to the home supply shop and look at a 3" line, just look at one, you tell me how much TP a person would need to put down to make a clog a plunger couldn't clear.

I’m happy to talk shop.

So let’s say you are looking at a duplex (2 unit) as long as the rents total per month from the ( 2units) are equal to or greater than the PITI payment its approved.The way you shop for the home is by sale price and using the loan amount after down payment as your calculation.

Contact the tenant, have a conversation about retaining a portion of the deposit (probably going to have to cut them a break), get them to agree, put it in writing for both parties to sign, and send them the remainder.

Sounds like you should be shopping for a HELOC that you can tap for investment money.

Shop around for multiple inspectors but here in the Reno, NV area they all charge about the same.

You should be able to shop local lenders and credit unions and get a much lower amount of cash out of pocket while still achieving your goal of 75% or even 80% LTV on a commercial note.

We take 2 weeks in the summer and rent the remainder and still end cash flow positive.

I've relocated to Phoenix AZ to be with the remainder of my immediate family but will be investing here or somewhere close by like the Tucson / Oro Valley areaBut I can't wait to get back to it.

Bought an auto repair shop for 30% of value because of environmental problem.