Ya have to learn to mitigate multiple hurdles, in addition to making intelligent and educated moves. 

However, if you inherit it through her estate, you receive a stepped-up basis to its fair market value at that time, reducing tax liability upon sale.Gifting it now has no immediate tax consequences unless its value exceeds the $18,000 annual gift tax exclusion (2024).

In short, I can afford the additional $1100/mo cost of a second house, even until I rent it out.I have around $35K in HYSA and emergency funds that I could use for a down payment, but that's less than 20% which would be required for a conventional loan, assuming full purchase price.

I never received a new PPM or operating agreement. 

Additionally, the price point is still cheap enough to find the 1% rule and positive cash flow and there's amazing appreciation potential.

I sent you a message with an additional one.  

So you have some great resources right off the bat, my additional Referrals would be too many :)

Are you receiving income of any kind?

The amount of bump ups you receive because of the number of reviews has almost no effect if your property is fully booked.

Considering that, you are likely going to see appreciation year over year, which essentially will be additional equity you'd capture just by simply living in the home.