I also fully understand there are different levels of investors , some buy full distressed , sometimes vacant or worst evictions required - they put in a few dollars , evict some and and make it cash flow positive - ,, good stuff ,, but not for me.I may loose some deals but I’d wager 90% of deals someone buys where the current owner owns it less 4 years is a loosing deal.

It sounds to me like you are careful to get information from people who are giving you the type of advise that you want to hear, and disregarding information that is contrary to what you are trying to do.Wholesaling CAN be done legally, however I would wager that easily 90% of wholesalers are in violation of the law when they do it. 

Not saying impossible, but certainly not for the timid...I would wager a number of the foreclosures were caused by low or no money down mortgages. 

I don't know the answer to that but if I were to make a wager, they aren't going to drop.  

He parlayed his education into better paying jobs, which he parlayed (through savings) into investments, and then into bigger circles, ad infinitum.

If I were a betting man, I'd wager my year's salary that this property will still be standing after 27.5 years if there is no major disaster. 

She is getting ready to take the state exam for her real estate license and hopes to parlay that into more interior design work for retail clients as well as for our investments.    

It's time for me to parlay my situation to develop something lasting for our family.My interest is Buy and Hold properties.  

Not sure what the consensus was but I'll wager that it was the typical "don't waste your money on gurus when you can get it here for free" response.

I have also parlayed that knowledge into successful partnerships with out of market investors looking to capitalize on the relatively low cost of property in Texas.