Check with your lender to make sure you heard it correctly. 

Each lender can use their own methods of qualification on commercial properties, and most look mostly at the asset (with the exception of your FICO, experience level and reserves). 

I will be sure to share the valuable advice with my parents.Are you a hard money lender btw?

It may be best if you identify a property, even if it's a longshot and work with a lender to see what they would ask and how they respond.

Renting it out before that could violate the loan agreement unless the lender grants an exception (e.g., job relocation).

There's also plenty of lenders who falsely represent the true capital requirements to originate their loans or are merely up front fee collectors. 

Businesses with tons of cash: bars, check cashing, payday lenders, casinos, car washes, vending etc.Then the return's contents are analyzed using the Discriminate Function standards.

My fear is the lender calling the loan due because I wouldn't have the cash available to pay it off.I don’t know of many cases where a lender would allow an assumption let alone a “subject to “ situation.  

My best advice is to work with someone who can easily plug you in with their network of GCs, PMs, and lenders.

Owning in an SCorp is not for all lenders, but plenty of lenders are ok with this holding type.