Mello Roos are bonds that are floated to do off and on site development and then added to the tax bill. there is also 1915 act bonds etc.. if there was not the ability to float bonds CA would never have developed as it has as the up front captial for major improvements would have been a major stumbling block..

I also read forbearance negatively affects your ability to buy more property.  

Unlike REITs, direct real estate provides control over management decisions and the ability to leverage financing for higher returns.

Investments from CA tech companies is driving job and population growth. 

Investor returns over the long term are very important to us - and crucial to our long-term success and growth. 

If that's the case, check out some of the economic data about what cities have strong job and population growth.

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

- Rents, Vacancy & Maintenance metrics, future growth, etc.2) Your analysis?

Paid-off hurts, not helps portfolio growth. 

i feel like RE is one of the best examples of the exponential growth or delayed gratification. the small things we do and the connections we make during our real estate journey seem so insignificant at the time. but it only takes 1 opportunity or one phone call to launch us to the next opportunity and then everything starts to build on itself.