Hi Bethany,I saw your post and wanted to reach out because I think I can be a great resource for you as you embark on your real estate investment journey.I’m an investor/syndicator, and I was born and raised in Albany, so I’m very familiar with the Upstate NY markets.

It requires a solid FICO, that you get pre-approved with all current financials held in file beforehand, with the complete contract package submitted upon execution which starts the clock; insurance must be arranged within three days for lender underwriting. 

Hey Scott,Let me know if I can be a resource for you here in Cincinnati!

Is there any good resource with links to the relevant sites in particular states/counties?

Not sure how many PMCs you've had bad experiences with, but we'll take exception to:"Then do a thorough research on tenant applicants (note: leaving this to a PM may be hazardous to your financial health)".BP seems to have more threads about screening mistakes by DIY landlords as opposed to PMCs.Now, if you'd have mentioned Maintenance, you'd get no argument from me:) Even the PMC industry acknowledges maintenance as one of the biggest challenges.Rereading my post, I kinda see how I sounded negative toward PMs.  

Here is my simple Top 5:1.Review the market – Understand the trends and conditions in the area.2.Analyze the property and the numbers – Ensure the deal makes financial sense.3.Visit the property – There’s no substitute for seeing it firsthand.4.Meet the team – Whether it’s your property manager, builder, or contractor, relationships matter.5.Complete inspections and appraisals – These protect you from costly surprises.If all these boxes are checked and the numbers work for your goals, then it’s likely a solid deal.

@Dona CardenasWhen I worked for a financial advisor, they used REITs as a way to distribute wealth for their clients in a strategic and tax advantaged way.

If you have a business you can grow and get financially rewarded that is higher priority then leaving that.

Pool your resources (your $100k with what they can contribute).

Since the funds are business credit, you wouldn’t have to worry about personal financial strain, and it allows you to keep your capital intact.I’ve seen investors use this method in various ways: some use business credit cards (with 0% APR for 12 months) to pay for renovations or bridge loans, others use business lines of credit to cover larger gaps.