Which would be to borrow the money to fund 1-3 residential flips, in order to pay back the loan and then have more capital to then actually build on the land starting early spring of next year. 

They provide lines of 0% credit with an 8% fee, hard money and DSCR loans among others. https://www.rammfinancial.com/Thoughts?

You can spend that money on marketing campaigns that will help you way more.

I actually think you would be better offering $1.5M cash and use a hard money loan for six months and refinance into permanent debt. 

We put back most of the money back into our business, as the cost of living for me is covered by the student rentals.

If not I wouldn't bother selling as there is an incredible amount of money lost in buying and selling properties, so you have to make sure you have a plan to maximize the equity and actually have enough. 

I care about having a flip history and building a relationship so I can get better terms on hard money.

For example, a person can go to  a 10 —-13 week school for dental assistant… finish the course get a certificate and have an immediate job making somewhere around 43k plus.. yeah I know it’s not a ton of money, but it’s a good base especially for folks that don’t want to go to college.

But Focal is making more money than my kmart headphones.I would like to go into real estate on a focal level.So the question is: which niche market has the highest returns in real estate?

: Patience💡 What upgrades are actually worth the money right now?