If so, you can use the 121 exclusion and save on capital gains taxes to sell the home. 

Next thing: your capital gain exclusion.

A lot of turnkey services in the city overcharge, although I dont think this is exclusive to MD or Baltimore 

This is NOT part of your capital gains exclusion, you DO owe this tax. 

You said "we" so you could save up to $500k in taxes (2/5 year exclusion).

@Dean Ng@Jeff S. explained it well ... as usual.I’ve been private lending in SoCal for 13 years now, almost exclusively to SFR flippers … never lost a penny.

Like "exclusive agency" where no commission is being offered by the listing broker..

For example, one of my clients is selling his rental home this year because its the last year he can still avoid capital gains on the home as it will be the last year he still qualifies for the 121 Home Sale Exclusion. 

Insurance companies have many exclusions and they may not cover everything, but they can help to pay for some of the costs of a lawsuit.Good:Using one LLC for all of your rental properties.

Deciding factor would be to compare RC/ACV, Coinsurance, exclusion, etc and if it is inline with your risk tolerance.