@Lorenzo Lopez It depends on the size that you're focusing on. 

We will allow you to use a new employment contract as qualifying income 6-12 months prior to your start date.  

The west has a completely different scale of size than out east..

These will specify how the land can be used, the size of parcels, and what you have to do to build on it.

@Chad VerdeInvestment strategies can be employed to achieve financial goals, such as house hacking, BRRRR, short-term rentals, real estate syndications, property development, long-term wealth-building, flipping, and debt paydown.

Thanks for input - He's insisting that because it's a DSCR loan, and because the size of the deal is too small to go into their "Portfolio Loan" product, that it has to be two separate loans. 

I’ve seen info about 403b loans (doesn’t seem like this is possible since I’m no longer with these employers?

I'm interested in learning a bit more about typical vacancy percentages, size of the local population being serviced, reasonable percentage of effective gross income for expenses, etc. as well Peter.Hopefully some experienced member(s) will sound off!

The portfolio consists of properties ranging in size from duplexes up to a 24 unit building.Financing: I received my initial capital through a HELOC on my primary residence.

Costs like engineering and permitting can become disproportionately high for mid-size projects.Height and Density: Focus on areas where zoning allows for verticality and density.