They are not cheap by any means (expect double digit interest rates) but they are available. 

@David Rodriguez  The only thing I would add is a two bed might do better as a two bed rather than 1 plus office.

A 4 bed 2 bath house can now not be niche for a family, but a community.

In Florida, hold over tenants can legally be charged double rents, that is FL state law.

It's a double skip process that requires gathering owner information on the LLCs from the secretary of state or corporationwiki (as @Eliott Elias stated), and then skipping the owner which is why you will only find a handful of companies that can do this accurately. 

Once that phase is complete, I’d transition back into long-term holds.As for the cash-out refi, without at least doubling the rent, I’d be in a net-negative position each month, which doesn’t seem like a worthwhile trade-off.On the tenant side, I agree with your point about the business aspect—it’s something I’m working on coming to terms with.

Or find a property that is under-utilized or has below market rents.Otherwise, you could also do the OPPOSITE of the great advice from @Jonathan Greene and buy a property with multi-bed units or live in the larger unit and rent out the smaller unit - while getting a roommate(s).

For a 4 bed you are likely looking for insurance placements for a family or temporary relocation.

I had a realtor ask if I had any other 2/3 bedrooms so happy to connect you with them if you have a 2/3 bed?

Quote from @Sidra Amir: There was no complain of bed bugs before.