@Matthew Mclean I would not recommend buying down the interest rate when rates are going to fall.

I'd do whatever the math says works best, and don't fall for the low rate 1st fallacy.

If you house hack a 2 to 4 unit, I would assume your rented out units fall under rent control? 

Hey,I am not sure where the conventional rates fall in your market but I originate DSCR loans and that rate is closer to where we would be on our side. 

Now, let's break that down…- A median single family home is $543,000 (up 2% from last year)- A median townhome is $377,000 (Down 5% from last month so appreciation has slowed down significantly here: https://tmls.stats.10kresearch.com/infoserv/s-v1/IFbq-ZfR)More quick stats:- Homes went for 1% under asking, indicative of a less competitive market typical of fall- ⅓ of homes experienced at least one price drop- Homes sat about 21 days on market- Sellers has 10 showings before going pending- There are about 3,100 homes for sale, which is up 10% over last yearWe continue to see more options to choose from, more flexibility from sellers, and cyclical dips in prices across the board.

Capital is only thing holding me back as it seems right now that deals are falling from the sky after a networking push.

Also if you wonder where you fall compared to other coaches “A 2019 survey by the International Coach Federation showed that real estate coaches often charge high fees because of the tangible ROI their clients can achieve.

Ultimately the responsibility for complying with the contract that you signed falls to you.

Let me share a recent experience from the fall of 2023 that proves this point.We had an off-market single-family property under contract in Massachusetts.

But they certainly fall in the "who you know" category.