@Iris Olivas Most local banks/credit unions can do this deal with lower fees and potentially rates than brokers.

We lost a 3% interest rate but sold future maintenance and repair headaches.

To me personally as well I found it was more important for what I do to cultivate commerical bankers and those relationships so I could get access to bank rate capital and lots of it !!

These notes start at $50,000 to over $200,000 and feature an annual interest rate of 12%-16.7%.

It was all really quick, and the time to complete everything happened a lot faster than I expected (which was a good thing).I was worried at first that I had to use all the partners that Rent to Retirement had, but it was really easy for me to shop around for different lenders with different terms and rates, insurance providers, and property management company.

What’s your occupancy rate during peak and off-peak seasons?

Most lenders that I work with give Wholesale Rates (vs retail rates when you go directly to a lender). 

In many markets section 8 is higher than market rate. and investors need that extra return to mitigate the risk of sec 8 tenants generally speaking.

.⚠️ Financing Challenges: Hard money loans carry high interest rates that nibble into the bottom line.Unrealistic timelines: If you think you're going to be in and out in 60 days, you're sadly mistaken-most flips take longer than expected.Real Talk: Is Fix and Flip Still Worth It?

There are some great suggestions here on down payment, interest rate, servicing, and underwriting the borrower.