The past mortgage history is still the most important indicator, over revolving debt and installment debts, to a mortgage lender. 

@Chung Cam residential or commercial?

We just recently installed a floodlight cam and entrance cam on the front porch so that we can keep a check on the outside of the cabin when it's empty.13.

I'm looking for a history of slow/no pays, charge-offs, excessive revolving balances, unclaimed expenses (car notes, etc), and recent financial troubles.

Then like any retail you have to check the lease - what’s included - who pays CAM etc.

Our combined household income is hovering around 110k a year with about 15k of debt.Our debate revolves around how to finance future deals.

It's my first deal,I know I'll pay more now then this time next year, but I wanted to ask experienced investors if this sounds common before I send that check tomorrow.What makes me Leary is, it has to be sent as a ACH or a money transfer, they won't take a c/c.... Am

I can't say for the state but that size of building typically 4% management fee of gross rents including cam.

Another thing I wanted to mention based on my experience is that if you BRRR using the HELOC as your primary means of financing...the balance on your HELOC at the end of the project will show up on your credit report as revolving credit. 

I have traveled the world,  and am relocating across the country to a market where I can create another great situation... but i don't have the revolving monthly income/ work history.