For DSCR cash out refinances, 75% LTV will get a better rate and a DSCR 1 ratio. 80% is possible but it will require a 1.2 or 1.25% DSCR ratio instead of a DSCR 1 ratio.

I currently have $350 dollars that is missing from a chargeback reversal from a tenant that has a document case with Amex and a statement to prove the money was sent back to me. 

No one's perfect and honest mistakes happen and a PMC often needs guidance as to what level an owners wants to maintain their property.Wasn't trying to solicit your business,so I'll respond via DM about the rest of your questions:)

Depending on your budget, I'd recommend areas like Olde Towne East, Clintonville, Merion Village, Grandview, Southern Orchards and a few others. 

I got my first FHA  3.5% down  4-unit building in Tilton, NH (An hour and a half north of Boston).

I'm looking at Coimbra, Porto, Ponta Delgada, Evora and a couple cities in the Algarve. 

I would like to purchase another property so I looked into a heloc and a cash out refinance and it looks like I would qualify for about 75000 max which would be enough to put a down payment on another property and rehab it, but I still haven’t paid myself back from the original property rehab.

Hi Basit,It's probably been a combination of outbid, or out contingencied, and a bit of financing at the levels we want. 

Smoke detectors are two screws and a batteryScreen door could be tricky depends on if screen just needs repaired or replaced. 

That's a horrendous fallacy and a weak mindset to think that real estate agents are buying the best multis.