Bad part about low money programs people don't talk about, before 2022 this would not be a factor

If you used a loan to rehab your property and find yourself in a difficult position, doing a straight refi (just paying off the old mortgage) will be easier than trying to pay off the original loan and take additional cash out.

I'm unsure if you would be able to combine both loans given that the HELOC is tied to a different property than the one you got traditional financing on.A work around is if you are able to purchase the new property with the HELOC at a significant enough discount, bring the property value up via renovations or additions, then refinance the property, pulling out enough money to repay the HELOC. 

With some additions, this would qualify for the OMG category, but I think they didn't have that category back then when it was on the market.

@Karen FaulknerWhat is best for you depends on so many factors.

These are professionals with additional training and a stricter code of ethics.

Having all Section 8 tenants may cause you to have a higher cap rate on your exit due to a higher headache factor surrounding Section 8.

And just so you know, here are some of the factors an agent will look at to figure that out:Market Conditions: If the market is slower, going all in on staging can make your home look move-in ready and attractive to buyers who may otherwise be hesitant.

Does size of mortgage paydown become a factor here?

We wanted additional units to pay mortgage and have cash flow.