Set a goal of 60 days to educate yourself and dedicate 30-60 minutes per day actually doing it.

They aren't the actual bank so need to upcharge these fees and hoping in volume they can make enough to continue operating. 

I don't have a lot of background on this - just what you provided - but that actually seems like a pretty reasonable message with some valid questions. 

I have used him for over 5 yrs and was actually recommended by a nearby HOA President. 

For those interested, a combination of mortgages with no “due on sale” clause, mortgage companies loose due diligence, and title insurers willingness to “turn a blind eye” to practices that wouldn’t pass scrutiny now, resulted in tactics like the “second mortgage crank” which not only allowed investors to purchase properties with no money out of pocket but allowed investors to actually walk away from closing with “cash in their pocket”.

Property values continue to grow in value, and you can actually live off the rental income.I think it's best to hav all properties paid off by retirement age, since that's when you are going to rely on cash flow for your living expenses.

Actually I talked to 6 different multi family mastermind groups.

They built out the infrastructure of the land in 2023 but never collected their applied for permits to actually build homes.

Investing in the right neighborhoods can increase your odds of success.Also if you look at the appreciation rate in Cleveland and Dayton over the past 10 years its actually quite similar to the cities of Columbus.But I do see your point of being careful in "declining population cities".

Some can actually be pretty cheap.