Mother nature can do 1 massive damage to one and not the other.

Being that I live/am licensed in Ohio, I've filed thousands of these returns so they're pretty much second nature to me.

Do you have the money to have a new heater put in it of some sorts, electric baseboard, natural gas, propane- as well as a new water heater.

I was surprised at how many were my colleagues in the note business.I think it's a natural thing to trust somebody who presents himself as a "guru" more than you would somebody else. 

Naturally, at least for me, it raises a yellow flag that they increased it this late into the offering. 

never heard of one running off propane, unlike natural gas or electric.

Non-performing notes are very much like flipping, it is certainly more passive in nature but requires more work than buying performing notes.

So when you have the banks not lending and supply skyrocketing, the natural result is home prices go down until the supply eventually went away when people with cash started to gather up the supply.Today the market is different.  

It’s the nature of the business and working with a lender who understands this and can work with you is invaluable.

Naturally people are going to not believe it.