Most better policieswill not have a deductible for either the Liability or Medical payments coverage.

Total this is a $34k return which is around 10%, that’s not bad, but your numbers will get a lot better after you do a cash out refi.

Weirdly, you may actually be able to get better terms and/or more LTV on the refinance if there is debt on the property as lenders have rules for max cash in hand (max proceeds you get at closing) for cash-out refinances.  

Eager if it is any easier or better to purchase directly under the LLC.  

With hardwork and ceasing opportunities we've managed to be part of this major asset and making it even better.

You'll have better luck playing Lotto than getting into real estate thinking you're just smart enough to wing it on you own or following some idiotic step by step formula. 

Will another property come in better and may sell cheaper after you close?

Lower costs mean better profits and fewer financing headaches, plus taxes and expenses are much lower than in places like Florida and NYC.

First when I bought them and "fixed them up" and then 10 years later when I had a little better understanding and started doing things the right way.

Most of the time, I think buying a new property pencils out better than the cost of an ADU.