Also, some of these programs require tenants to be in danger of eviction so you may have to file just to get her help.  

After that I was advised to file a Writ for possession and then File a Motion in Special civils Part.

After that I was advised to file a Writ for possession and then File a Motion in Special civils Part.

The 2nd thing is to make your file look easier for an underwriter by depositing your tips consistently on certain days every month.

Having done many of these as the optionor (seller) I am not required to file copy at county.

Expect at least 2 to 3 months as they are backlogged unless you have a vanilla file with a straightforward job (W2).

I also heard mixed reviews on whether i should have filed a claim.

I purchased a property along the Mississippi River in MN that the owner never had flood insurance on because they owned the property free and clear, however, there was an elevation certificate on file with the county.

If you don't want them as tenants, you need to file for eviction if possible.

Your wife files joint return?