Cash to buy then we did a Heloc.

For context and without going into the details of my situation, they recommended setting up a revocable trust and then setting up a Wyoming LLC as a holding company, then setting up a New York LLC owned by the Wyoming LLC holding company to hold the property for the asset protection and anonymity.However like I said I am getting conflicting information/advice.

Many lenders are able to find these things and then they'll ask you why you lied/omitted.  

The investor should consider what his long-term strategy is - are you going to live there for 5 years then sell, for instance?

But then again I’m 200 years old. 

If they continue smoking despite the warning, you can then serve them a formal notice addressing the problem.

You'll get all kinds of responses to help you understand the average cost and you can then follow up by interviewing cleaners and asking for references.

I even send faxes to myself then blast them off as an email on occasion.

Since then I have been viewing properties and today I saw one that I thing the numbers might make sense and I am ready to make an offer. 

If it is zoned 5+ MFH, Mixed Use, and other commercial uses, then we would look at it as a commercial property.