If you already have income and are eligible to buy real estate; your DTI will not prevent you from acquiring a house if you are purchasing a cash-flow positive investment property.

A favorite trick of sellers is that for one or two years before they put their property up for sale they stop doing any preventive maintenance, and only do the repairs that are absolutely necessary, in the cheapest way possible.  

One big key you left out that will prevent anyone from giving you accurate input is, what will the unit rent for each month?

@Daniel Mohnkern Tree roots will grow back, so as preventative measure you might want to rotor the roots on some schedule. 

I'm on that same track and think it can be good when you find a place where the housing prices are high enough to prevent a lot of purchasing and the rents are high enough to turn a profit in a 20-30% down scenario.

@Dawn Anastasi What I find particularly galling is that you have to pay a nice bit just to see information about yourself and a credit report doesn't reveal your score.

I mixed copper sulfateHere is a linkhttp://www.todayshomeowner.com/remove-prevent-algae-stains-asphalt-shingle/

Most Craigslist ads are flagged by other users or competitors than by Craigslist bots   Check out this article on how to avoid getting flagged. http://www.browsebrisk.net/5-ways-to-prevent-your-...  

In the event if a default, the second could pay off the first or work with the first lien holder to prevent getting wiped out in a trustee sale.

Lately there has been much talk about high rents preventing people from living in the better areas of town and they are throwing blame at everything from gentrification to greedy landlords.