That additional risk is reflected in a loan portfolio (secondary loans or not) by reducing the LTV to 75% but this is not a hard rule in a portfolio loan, but generally accepted as being a more prudent banking practice.There is no seasoning requirement, generally, by any regulator but by loan guarantors and mortgage insurance that may cover a loan portfolio obtained by the lender or in hedging arrangements.

Especially if you're building a income producing portfolio.

Aurora Services for Lehman, and still does the majority of their npn portfolio.

Personally, I'd rather have a portfolio of ten $1,000,000 properties than one $10,000,000 property, but that's just personal investing style.

Or are these portfolios when you talk about blanket loans usually there's more than one.

If you have excellent credit and some money or equity, then I would suggest going to a small, local bank who keeps their loans in their portfolio.

Peel off the ones with the most equity and try it.2) Approach a local portfolio lender, like a credit union, and see if they will offer you a blanket loan to refinance all the properties into one loan.

If you have solid financials and good credit, you can get 70 LTV refis by going to small banks in the area that do portfolio lending.

Plenty of other bargains are readily available for portfolio building.

He is always looking for good deals. he is very busy managing his portfolio, and does not really haver the time to market and search for deals.