When getting permission for a replacement leeching field from the health dept back in 1989, the approval states that the owner was supposed to make the additional land "purchased for sewage disposal purposes" a permanent part of his property.

I never had the pleasure of being permanently stationed in Hawaii.

It cannot be your permanent residence.  

If it wasnt for the ability to fully attach those loans to a person permanently, they would be incredibly more higher.Default rates and loss severity are not the only thing that go into risk premium analysis in interest rate setting, but they are probably the 2 biggest factors.

But, the entire premise here is that you will be able to refi as planned and scheduled, which means that the permanent financing player is fully involved from the get-go...And it doesn't stop there, because some times banks change their mind last minute - ask me how I know this :)Not to mention that your costs with HML will be very high, and terms will be quite rigid.

Our plan was to buy with little down,  live in one unit and start construction on of a permanent residence.  

Someone should keep this list up-to-date or make it a permanent page of the podcast...

When his habit became more important than the health and well being of our son, it kinda of permanently scarred me.  

Our permanent home is in my name and this first investment property in his. 

I assumed they would be classified as mobile homes because I dint want them to be permanently on the lots.