It wasnt until this year that people that moved out seemed to become impossible to fill.

I see a lot of people MTRing here and being pretty successful, I suggest looking at that. 

There shouldn't be a shortage of people who have money and need a place to live. 

Welcome to BP Deepak,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

Most lenders are going to be limited to using the lower of appraiser's opinion of market rent or the actual in place lease (or in some cases 110% of market if lease is greater) so it sounds like you just need to roll the dice on a new appraisal but I'd recommend having some rent comps on hand for the appraiser up front just to avoid the same issue.  75% cash out pending positive DSCR is widely available at most DSCR lenders. 

Watch the ReventureConsulting.com youtube videos "People are Leaving Texas(Home Prices Dropping)

Yes, I agree people are looking into the Ohio's market that sounds like a great plan. 

Hoping for someone with first hand knowledge. 

It was not as streamlined as now and the building department people were kind of skeptical and not helpful (surprise).

As an investor, I've allowed people to stay in my property if they built a fence on the property (single family) and/or if it is kept leashed outside of the unit and I don't get any complaints from other tenants (multi-unit).