And there is no way to fix that in a short online reply, sorry. 

RE agent shows the transactional side, but to this date 1500 homes later, 15-20/mo...I've never once wanted or obtained my RE license. 

But it's not AM Best rated and there's very little info about Lighthouse online. 

Oakland County has a nice online database you can access at Oakgov.com. 

I am looking for information to help me learn about buying homes from online auctions.

I've found that online reviews are almost always going to be skewed very negatively.

Too date I have not seen one succeed in obtaining the financing they were looking for.

Here are two quick and dirty ways: for the lowest interest rate get a HELOC on your home.Since it's a 5 unit you're facing commercial rates and are playing in the big leagues of financing which means you need a seasoned entity combined with personal guarantee for the lowest possible interest rate.You can buy a seasoned entity online (make sure it's in the same state) that has a 80 or higher credit score, move the entity to the property address, change all the credit lines to the new address, transfer the property into it, and get your credit score to 720+.Apply for a commercial loan if you don't want to go the HELOC route.

If they are trying to get out of the deal, they will sell to get out.Since it is close to the sale/auction date, they may not be too willing to negotiate.

Then use this as a basis for financing, and run the numbers yourself online with a mortgage calculator.Then of other expenses, talk to other investors in your area, get a sense of what they spend managing properties.