I am occupying one unit and rented out the dublexed first floor/basement.

Breakdown of the park:47 lots (6 rentals 15 owner occupied)21 filled17 vacant trailers (I have a crew that remodels trailers)9 vacant lotsLot rents: $298City water & septic - billed back to tenants. 

Financing: conventional owner occupied. units rent for $650 $650 $700.

I submitted the request and it was denied because my mortgage is owner occupied.

If someone is looking to househack and live at a discount long term the 2 family with the ADU has the same gross potential income as the 3 family assuming 1 unit is owner occupied.

If the US makes it harder for people to immigrate and/or less desirable, it's plausible that immigration will no longer be able to offset our smaller family formations (along with potential labor shortage on certain jobs/trades), and we will become much more dependent on older age citizens, similar to what's happening in Japan.  

I'm looking to find a local bank/credit union in NC that can provide a line of credit on a non owner occupied property.

The rents used in determining self-sufficiency can actually include the unit you are going to occupy as well.

@Jenkins Ramon sorry this is an old deal so I don’t have any good pictures as it has been occupied since we first listed it.

I just wanted to mention for the benefit of others that when you house hack, you are not required to follow fair housing through an owner occupied exclusion.