We will be starting out at a lower late to beat the competition and earn our business going forward.

Sometimes you can get more calls just by lowering your price the equivalent 5-8% (depending on expected tenant longevity).

Primary you can cash out up to 80% but it always to stay lower and see what will be difference in interest rate.

It adds about $10k in interest costs in the first year versus the lower rate ARM, and interest cost down from there every year I keep the loan in place.

If you subcontract direct, you are much lower on the priority scale of getting the work completed. 

Also, you get grandfathered in at that lower price, so when prices go up, you don't pay more. 

Currently when the renovation costs are included we are seeing all-in costs of $1800-2500 per m2.Credit is still not practical, although the central bank did lower interest rates 0.5% recently.

The rules to Fannie/Freddie loans is that you have to loan in a person's name. 30 year fixed rates here with a lower rate than other loan types.

Cities do much better if they disperse lower income housing more evenly throughout a city versus building large mobile home parks.

Changing to Craigslist could result in more vacancy or possibly lower nightly rate which would equate to loss of income.