It was for sale initially for 225K, I offered 100K and we settled at 110K.

The insurance was $2400 initially, but after 5 years now it is at $3800 a year.

Is waiting for the note holder to initiate foreclosure the only way to find out who the actual lien holder is?

@Joe Splitrock  there was no real push back on the initial breakage because the tenants saw how bad the damage was from the storm and we finagled getting the power up sooner by flagging down a crew from down south who were driving by as soon as my electrician was done so it was a half day no generator.   

Let's assume you plan to do more BRRRRs over the next 3-5 years, and are currently funding the initial purchases using private money at 10% interest.

I was initially more interested in appraisals, but the training/education is much more extensive and it's not something I can do as soon.

I would also ask you to seriously reconsider why you are in Real Estate in the first place, what your goals were initially and if Real Estate is the right avenue for you to achieve your goals.

If you are looking for wholesalers, when you come across the ones with the NW initials, please make sure to verify their numbers with a 3rd party.

I was not sure how to show financing of Rehab and Purchase price separate so I added to Purchase price. ( PP of $65k + Rehab of $90k = $155k as shown for initial loan.Would you take this deal as your first?

The product is cheap to use, and requires just a small amount of involvement from me, usually just checking bait stations once a month, after initial quick installation.