Collins The convergence you'll see on most of these communities' is that people wise in the way of gold favor Broad-market index fund based investing, as opposed to individual stock investing. 

This one has been a gold mine. 

In mine, septic is pretty prevalent.

And that's true even for gold or bitcoin or any other so called store of value.

A wise investor / friend of mine once said if his first offer doesn't cause him to blush, he knows he offered too much.  

@Ali K.Sounds like a plan for you👍 ,mine is already 30 years mortgage at 3.5 so refinancing may not make sense as I will not be seeing much difference in payments.

But I always remind myself, there's a reason the government is paying their rent and a reason it doesn't have to pay mine. 

Yes, I use mine to invest in syndications.

I have done tons of FHA loans (203k too) for clients and the inspection is very rarely a concern of mine. 

That has been a concern of mine - I am currently trying to open up a line of credit with a local bank because I feel they may dry up if I wait any longer - lucky for me my local lender has been swamped with SBA loans (it's for good reason so I'm not salty).