In fact, there is so much air coming into the house as a whole that the furnace is constantly, constantly running - costing us a fortune just to keep it comfortable in here.I'm not sure how difficult it is to insulate the underside of the house (as well as the rest of the house).

I'm fortunate enough to live in a paid for personal residence( appx 200k), my wife and I are fairly risk averse and love the idea of never being homeless or facing foreclosure.Could we, take a HELOC for enough to buy, rehab and holding costs for a rental property ( appx 150k).

It is timing and good fortune that yields appreciation.

It doesnt help that the Than Merrill/Fortune Builders flipping class ads are on the radio and tv around the clock. 

I've been fortunate enough to have met my current business partner who's done quite a number of deals in her career in real estate that I can learn from.   

That being said if you do have the ability to buy one at that price and you can build on it, and it is not steep, you are very fortunate.

Fortunately I am just outside of the boundaries of the historic district and do not have HOA, Historic district, or any other governing body (Besides of course City of Houston permitting department) to answer to. 

Fortunately my wife had a joint account with her mom for many years and we showed them the bank account, and they accepted that.

Does any one have any experience or knowledge about The Fortune Weavers Academy or the owner Sam Weaver?

Since I moved to Portland last year I have been incredibly fortunate to meet solid people like Bob Bochsler at his events and also at Rarebird investor group.