The luxury I have is that my former employer has a program that awards full scholarships of 20k per year to ex employees to pursue graduate degrees in any field of choice.

Dallas/Fort Worth- Impressive employment growth is the story behind the Dallas/Fort Worth metropolitan area’s rise to the top of this year.

hello KimI'm newI'm a licensed  gc  in  calif  builder/ investor 30 years experience  in lake arrowhead ca  and high desert my advice , keep this close to you, don't employ realtor at this time , first you should approach, hall of records  search out ownership, physically  so you understand  simple puplic  search example  is he owner, clear title no encumbrances,  you'll see a surveyor plot line and stamped  engineering, print all documents,  then proceed  immediately to  building dept, talk with planing for this specific lot,,   you might just discover  it's small in lot size and or land locked,,,  or it might have a grandfather Claus  now you'll  have your ammunition,  for pursuing,  on a land contract ,,,  beware of  how he purchased  online,, and  here's a fact ,   I have purchased lots  amongst  the feeding  frenzy of  builders who oNE reason or other overlooked, or could not in fact figure out the build,,,,,lastly  my saying  it was min to begin with    best regards  on your  hunt 

Most of my profits get invested back into the neighborhood through employment, fixing up another property, and giving the tenants a place they are proud to live in.

However, if your spouse is age 55 or older when she left the employer the sponsors the 401k plan, she will not be subject to the 10% early distribution penalty, but the taxes will still apply.

I am  employed full time and have 2 yound kids, so dont have liberty to pull out too much of time to learn this art, but I can certainly manage to pull out some time as needed.

I employ the same methodology.

Supposedly, there is a company coming in that will bring employment opportunity to the area that might support taking a chance (gamble) on this property.  

Meanwhile I have done some things right, I am saving 20% my income,  I am sending 14% to my employer's 401k, Became credit card debt free.

As it was during what would be normal work hours, landlord contacts my employer and accuses me of trying to collect a debt and threatening him on company time.