Forced Apperception (BRRRR or buying at a discount) allows me to build in equity from the beginning of the investment in case I need to fire sale the property for an unforeseeable reason.Debt-Paydown and Tax-Benefits are just a result of owning real estate and can be more-or-less predicted over a time period.

What's the accuracy rate?

In April, shopped around a bit with a different agency, but they couldn’t find a cheaper rate.

That amount will have an effect on the premium for that portion of coverage of course, but shouldn’t raise rates on the rest of it. 

The highest insurance rates in the country are in Florida right now, but I still like the state in general.

There is very strong appreciation over the last few years even with the high interest rates. 

I have a few of my higher priced ones in my personal name because you can have up to 10 conventional in your personal name and they have typically have lower rates, so might as well save them for the bigger ones.The majority are in LLC's. 

In April, shopped around a bit with a different agency, but they couldn’t find a cheaper rate.

Obviously looking for the lowest interest rate possible!  

If you have an appetite for 30 year type loans and willing to accept rates at 7% currently.