I fund a couple of wholesalers but it just seems they want to much there's not much left on the bones.

I did a 1031 exchange a couple years ago and traded a rental duplex into a single family home that we rented out near the beach.

I am looking to add a couple properties to my portfolio this year.

Shak,If this is a 1-4 family rental you have a couple of options for coverage:1.

If i am interested in Multi Family purchase let say in next couple of years in San Diego.

That is a nice property, unfortunately I think you are just falling victim to a saturated STR market that saw a decline in people using STRs after a couple years of inflated numbers of people coming here during / post Covid.Nathan brings up a good point about throwing more money at it. 

Remmeber that your first (couple) deals are great ways to make money but more importantly to learn.

If you keep good track of the renovations that you doing, then I know of a couple lenders that can do 3 months or less.

So I barely moved out to Colorado always wanted to start in real estate i opened my business and everything and trying to get a duplex and rent both units out but have no money I was thinking maybe a loan cause I did get approved for up to 100k but was also thinking of maybe a private money loan but need a couple of other opinions.

I did a couple of fix-n-flip in Warner Robins GA which has Robbins AFB and the rents are really good.