No, it is ethically and morally wrong, but I don't make the rules and legislating morals is a dangerous game.

Sure, if I leveraged them I would boost this ROI to the mid to high teens however I have a good amount of leverage currently and like the fact that if I need cash in a hurry I can always pull cash out and re leverage.There is no right or wrong answer hereBest,Chris

Sometimes you can add a run on a heat duct to give the extra boost of warm air.

The main point is that I need a way to boost the income at the front side of the deal by taking some type of action, and then I have a wider cushion if income drops due to market conditions that I can't control.  

And the Droid Incredible prevents you from going to stock Android, which sucks because HTC's Sense UI is not really for me.I am thinking now of switching to Sprint with the EVO - and paying one more cancellation fee :(.Moral of the story - whether or not you get good reception seems to depend purely on your particular location and not on the general reputation of the phone company.

House Hacking is going to give you a huge boost in your real estate investments.

Cut costs wherever possible in order to boost profits.

Do they have fund level debt ahead of you, to help boost the mortgage returns?

You should be able to get residential financing if it's 4 units or less.But make sure you boost your credit score to 720+ and payoff all debt two months prior.

While I agree that offers should be made and if an agency exists (substantive contact at least) there are steps that an agent is required/should morally take.