In my case, the buyer died and it was the buyer's estate which paid the remaining balance on the land contract in order to sell the property and capture the equity.

I like the branding strategy as well, but trying to figure out that balance between CONSISTENT messaging while still having FRESH messaging...

We have 3 years to lease and then face a balloon payment for the remainder of sellers mortgage balance.

You'll take a 1.75% hit on your money up front then 1.35% per year for the FHA mortgage insurance so I guess if your investments earn more than 3.10% the first year and more than 1.35% for every year after you're ahead of the game.Keep in mind your paying this percentage on your entire loan balance so if you have a 200k loan amount and 100k invested somewhere you need to double the rate of return required so 6.20% the first year and 2.70% every year after.

It's not just the return but how much time and ongoing headache for it versus other commitments in your life to balance out.

And understand that when you foreclose you don't just get the property, it goes to auction and if it sells you get the lien balance and costs, any additional money goes back to the borrower.I'm not sure how the BK filing effects this situation.

I assume by unpaid principal balance you're not including, or know, the additional monies owed for interest, fees, insurance, etc.

I have a family member who is trying to avoid going into foreclosure and has agreed to let me buy the property for the remaining balance, which is about 23K.

Let's use a 125K property that I could get for 100K as an example.1) Could my SDIRA be a 20% owner with 'cash' from the SDIRA (no loan), and then I put down 25% (20K) on a loan for the balance of the 80% (80K)?

If your goal is to not have headaches, then pay 1.5-2x and get somebody who will do what they say, when they say it.It's definitely a balancing act, and many people have been through what you're experiencing.